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Getting the most out of the benefits market requires insight and guidance.
How to Broker an ICHRA in 2021
An Individual Coverage HRA represents a modern model of employer-sponsored health insurance. Now employers, of any size, can use pre-tax dollars to create a group health plan to reimburse employees for part or all of their individual health plan premiums.
The Promising Future of ICHRAs
Nexben recently commissioned an analysis of the ICHRA market, conducted and published by Ezer21, an innovation consulting and advisory firm. Through in-depth interviews with brokers, technology leaders, and regulatory experts to gather their perceptions of the key advantages and opportunities with ICHRAs, we learned:
The Promising Future of ICHRAs
Nexben recently commissioned an analysis of the ICHRA market, conducted and published by Ezer21, an innovation consulting and advisory firm. Through in-depth interviews with brokers, technology leaders, and regulatory experts to gather their perceptions of the key advantages and opportunities with ICHRAs, we learned:
![Contribution strategies for ICHRA plans](https://www.nexben.com/wp-content/uploads/2021/05/Contribution-strategies-for-ICHRA-plans-1080x631.png)
Contribution strategies for ICHRA plans
ICHRA plans allow for employers to set contribution allowances themselves, unlike traditional small group plans where the contribution is predetermined. Here are a few contribution strategies that can allow for more budget flexibility among employers.
![Fully-insured v. self-insured health plans: turning challenges into opportunities](https://www.nexben.com/wp-content/uploads/2021/04/MicrosoftTeams-image-1-1080x675.jpg)
Fully-insured v. self-insured health plans: turning challenges into opportunities
While traditional fully-insured plans may feel safe to employers, self-insured plans are on the rise due to their flexibility and potential for cost-savings. Here’s how to turn employer-perceived challenges into opportunities for your clients.
![ICHRA, QSEHRA, or small group health insurance plan?](https://www.nexben.com/wp-content/uploads/2021/04/ICHRA_QSEHRA_SmallGroup-1080x631.png)
ICHRA, QSEHRA, or small group health insurance plan?
As health insurance options expand for all, employers have more choices than ever with ICHRAs, small group plans and QSEHRAs. Here’s the information brokers need to help identify which plan might be best for their clients.
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